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Archive for July, 2009

Letter from human resources of city of baton rouge.

July 24th, 2009 at 08:20 pm

Hey ya'll, I've updated my blog a bit to reflect my new graduation status. I'm still figuring out what I want on it so bear with me.

Anyway today I received a letter from HR of the city of baton rouge. It was the score I made on the test they made me take for a Library Technician job at the Baton Rouge libraries. I got a 74.36. The problem is that I have no idea what that means. The letter says nothing about being placed on a list for job candidacy or anything. It's a lot that's up in the air. Really, do you need to be some kind of rocket scientist to work at a library? My job that I have now has to be 100 times more complicated and with a lot more pressure than a library(ever tried to figure out someone's insurance card you've never seen before while they're sitting in a drive-thru and there's a line behind them three cars long with a line just as long in lane 2? Yeah, it's hard.) I need to send out more resume's.

I researched the scores a bit but I can't find anything that says one thing or another. So I'll just have to wait and see. I've been having a few really bad days at work lately so I would really like to find something very soon.

Well I've managed to get my car loan debt down to about 4900, and I'm about to make another payment of 300 so I'm getting that down, I'm hoping to get it down to $0 by May of next year, though I have two more years to pay it off. I just hate having it on my back you know? At least I don't have cc debt, that would be even worse!

Best friend asked for a cosigner a few days ago...

July 11th, 2009 at 08:03 pm

But of course I am not doing it. I know better. But I still feel bad because I know that if she asked me that her family must be doing pretty badly. She is married with three children. She told me last week about some debts that she had and she said she owes a deposit of $2000 to pay tuition for her oldest child. My friend feels that the private school is worth it since her child has special learning needs. But $10000 a year seems a bit much for a one income earning family (husband is a firefighter). I don't have kids so maybe I just can't say much on this issue.

So she texts me and asks me how my credit is and that she needs a favor. The favor was cosigning for a 90 day loan. She needs it because they have too many bills at one time right now but they "can definitely repay the loan." My worry is that once the bills are paid, things will get tight again and the loan won't be able to get paid. And then a bank will come looking for me. I am not exactly a high income earner. I told her that I didn't want to cosign anything and that if she needed to borrow a small amount personally, I could do that. That wasn't good enough though. I just can't bring myself to do it. But why do I feel guilty then?

I also feel as if serious mistakes were made financially in their past. They recently got Iphones. I have a $15 dollar phone from walmart. Also they moved in with two roommates originally, one being my friend's aunt. The aunt moved out and now the other guy is there. He is unemployed and does not pay any bills or rent (except for occasionally when he gets the money from his mother.) They should have moved a long time ago and left this guy behind. It's not like he's family or anything. I know I shouldn't feel bad. But when your best friend's family is struggling... I still offered to let them borrow a small amount but my guess is that they need to borrow a few grand. And if that came back on me, I don't know what I would do!