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Debt update

October 1st, 2009 at 04:23 am

I was a little late paying my car payment because I just couldn't get to the bank on time! It was due on the 25th and I finally paid it today. There are fees involved if I pay 10 days late, so I wasn't worried. What I don't like is that interest goes up by a few dollars depending on how late I pay! And although I can get into the Credit Union online system, I haven't figured out how to pay it online. This CU is two towns away (on campus at LSU) so it's a pain in the butt. I may start mailing it if I can't figure it out online. But anyway that aside, I paid $361 dollars toward the car loan which is $100 more than I have to pay. I used a check, extra paper dollars and some change as well. It is now down to $3,993!!

Also a little while ago I signed up for Mint.com and I absolutely love it. It's what I really need to keep me in check! A friend downloaded quicken into my netbook, and it never could upload my stuff. If any of you need help budgeting I highly recommend it if you don't already do something like it or have an account. I think it's fun to look at the pie graphs and such. Obviously I've never done this before, lol!

Well, back to Venture Brothers!

3 Responses to “Debt update”

  1. LuxLiving Says:

    Does your bank have a FREE bill paying function?

    Ours does - I pay a couple of things this way, because the recipients don't have auto-bill pay on their end. I go online at home 10-15 days ahead and my bank sends out the check at no cost to me scheduled to arrive at a certain time and then it does gets there on time so no late fees or extra interest.

    Maybe you could set yours up that way?

  2. nmboone Says:

    That's very possible! I might try to look at that. Thanks for the suggestion!

  3. Jerry Says:

    I was going to suggest LuxLiving's idea - we are living overseas and we are actually able to pay our bills through our bank in the States, and it leads to no extra costs at all! We pay our utilities, insurance, mortgage, and other bills through this option and our payments are never late. They can even be scheduled as automatic mailings! I do recommend looking in to it, it's a great option.
    Jerry

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